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Maggie and Sam finally save enough money to pay off their home mortgage, and Maggie warns Sam to be careful on his trip to the bank. On the way, Sam meets a shady character who tempts him with schemes to part him from his cash. Sam refuses them all until he is offered a talking dog. Believing a talking dog will make them rich, Sam buys it. After many rejections, he finally lands the dog a theater booking. Before the dog can perform, a cat appears and ruins the act. Maggie and Sam lose their home, and Sam ends up literally in the doghouse, sharing it with the talking dog.